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Smartvestor Pro

The SmartVestor Pro Code of Conduct (“Code”) sets forth the general expected conduct and general personal finance philosophy of SmartVestor Pro (“Pro”) as affirmed to Ramsey Solutions during Pro’s application to advertise through the SmartVestor program. Execution and assent to this Code is a requirement and an ongoing condition for advertising in the SmartVestor program.
This Code is in no way intended to compromise the Pro’s professional judgment or modify any legal, regulatory or professional obligations the Pro owes to any individual client. Moreover, neither this Code nor any other aspect of SmartVestor advertising shall dictate, mandate or prohibit any particular product or service offered or provided by Pro to any particular client whatsoever. Therefore, by signing below, the Pro assents the following:

Pro will not engage in unlawful, illegal, or unethical conduct, especially such conduct involving dishonesty, fraud, deceit, misrepresentation, which reflects adversely on Pro’s trustworthiness,professional competence, and fitness as a SmartVestor Pro.

Pro is not currently subject to any tax liens and is not unlawfully evading or delinquent with respect to any federal, state or local taxes.

Pro affirms that eliminating debt and investing for the long-term is the ideal way to build wealth and prepare for retirement.

In the usual case, Pro recommends that clients have a reasonable emergency fund or savings before they start investing in non-liquid investments.

Pro is not subject to any mandatory policies preventing Pro from working with all types of clients, regardless of account size, preferences, or background.

Pro has operational capacity to serve and promptly respond to all existing clients and the
increased volume that could potentially result from advertising with SmartVestor.

What does it mean to be a SmartVestor Pro?

I believe everyone deserves access to solid, professional investing guidance. I have earned my position as a SmartVestor Pro because of my experience in the industry and my drive to help others.

I have the heart of a teacher, not the attitude of a salesman. I’m someone you can feel comfortable talking to and someone you can trust. We’ll work together to create a plan to help you reach your goals.

I’m more than a “financial planner”—I’m someone you can relate to and share your dreams with. I fit your investments to your life, help you understand what you’re investing in and why, and encourage you to stick with your long-term goals.

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